Personal loans up to £2.5 million. Business facilities up to £10 million. One transparent rate of 1.5% APR — for every borrower, in every currency we serve.
Whatever you're funding, the rate stays the same — 1.5% APR, flat, in any currency we operate in.
For property, life events, education, debt consolidation, and personal investments. Decisions made by people, around your circumstances.
For SMEs, scale-ups and established enterprises. Working capital, asset finance, acquisitions, expansion and sustainability-led transitions.
Move the dials to estimate your monthly repayment at our flat 1.5% APR.
Real borrowers, real loans, in their own words.
ASAF Lending made my dream of buying a second home in Andalucía possible. The 1.5% APR was almost unbelievable until I read the contract. Genuinely transparent.
As an international applicant from Dubai, I expected friction. Instead I got a relationship manager who answered every question — in Arabic. Loan funded in 11 days.
Three banks turned me down because I'm self-employed. ASAF assessed my actual situation and lent me the renovation capital I needed. The repayment plan is comfortable.
Around three minutes online. A relationship manager within 24 hours. A decision within five working days.