FCAAuthorised & Regulated · No. 943426 · Lending in the United Kingdom and internationally since 2016

Personal loan calculator.

Move the dials. The figures update instantly. All at our flat 1.5% APR — the rate you would actually pay, not a teaser.

The calculator

Your repayment, before you apply.

Adjust the amount, term, and currency. We will show you the monthly repayment, total interest, and total cost — instantly.

— Estimated monthly repayment —
£1,792/month
at our flat 1.5% APR · fixed for the full term
Total interest£7,500
Total to repay£107,500
How the math works

The honest arithmetic.

We use simple interest at a flat 1.5% annual rate. That is what produces the figures above — no algorithm, no compounding, no surprise charges.

Total interest

Calculated as: principal × 1.5% × number of years. Example: £100,000 over 5 years = £100,000 × 0.015 × 5 = £7,500 in interest.

Monthly repayment

Calculated as: (principal + total interest) ÷ (years × 12). Same example: £107,500 ÷ 60 = £1,791.67 per month.

Currency conversion

The calculator uses indicative exchange rates updated daily. Your actual loan can be drawn in any of the five supported currencies; rates at drawdown are confirmed in your offer.

Like the figures? Apply now.

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