FCAAuthorised & Regulated · No. 943426 · Lending in the United Kingdom and internationally since 2016
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Resources

Check your eligibility,
without committing.

A short, soft-search assessment. We'll let you know whether your situation looks likely to meet our criteria — and what to prepare if you decide to apply formally. There's no impact on your credit file.

Step 1 of 5

What kind of loan are you considering?

We have personal and business products — your answer routes the rest of this check.

Where do you primarily reside?

We currently lend in 28 countries. If yours isn't listed, we can still discuss your situation.

What is your age?

We can only lend to applicants who are 18 or over.

Your current employment situation?

All of these are accepted at our flat rate. Self-employed and non-traditional income are explicitly welcomed.

Roughly, how much are you looking to borrow?

A rough range is fine — this isn't a commitment.

This is a soft-search guide only. A formal application is required for any binding decision.

(function(){ var state = { type:null, country:null, age:null, employment:null, range:null }; var stepEls = document.querySelectorAll('.elig-step'); var progEls = document.querySelectorAll('.elig-progress-step'); var current = 0; var totalSteps = stepEls.length - 1; // last is result function show(idx) { stepEls.forEach(function(e,i){ e.classList.toggle('active', i===idx); }); progEls.forEach(function(e,i){ e.classList.remove('done','current'); if (i < idx) e.classList.add('done'); else if (i === idx) e.classList.add('current'); }); var label = document.getElementById('elig-prog-label'); if (label) label.textContent = (idx >= totalSteps ? 'Result' : ('Step ' + (idx+1) + ' of ' + totalSteps)); current = idx; } document.querySelectorAll('.elig-option').forEach(function(btn){ btn.addEventListener('click', function(){ var step = btn.closest('.elig-step'); step.querySelectorAll('.elig-option').forEach(function(o){ o.classList.remove('selected'); }); btn.classList.add('selected'); var key = btn.dataset.key; var val = btn.dataset.val; state[key] = val; }); }); document.querySelectorAll('.elig-next').forEach(function(b){ b.addEventListener('click', function(){ // Validate var step = stepEls[current]; var sel = step.querySelector('.elig-option.selected'); var inp = step.querySelector('.elig-input'); if (sel || (inp && inp.value)) { if (current < totalSteps - 1) show(current + 1); else computeResult(); } }); }); document.querySelectorAll('.elig-back').forEach(function(b){ b.addEventListener('click', function(){ if (current > 0) show(current - 1); }); }); function computeResult() { var ok = true; var notes = []; if (state.age === 'under-18') { ok = false; notes.push("You must be 18 or over to borrow from us."); } if (state.country === 'other') { ok = false; notes.push("We currently lend in 28 countries — please contact us to check yours."); } var iconWrap = document.getElementById('elig-result-icon'); var head = document.getElementById('elig-result-head'); var body = document.getElementById('elig-result-body'); var actions = document.getElementById('elig-result-actions'); if (ok) { iconWrap.classList.remove('warn'); iconWrap.innerHTML = ''; head.innerHTML = 'You look eligible.'; body.innerHTML = "Based on your answers, your circumstances appear to meet our basic criteria. A formal application takes around 3 minutes — no hard credit search until you accept a written offer."; actions.innerHTML = 'Begin formal application →'; } else { iconWrap.classList.add('warn'); iconWrap.innerHTML = ''; head.innerHTML = 'Let\'s talk first.'; body.innerHTML = "Your situation may need a closer look — and that's exactly what our team is for. " + notes.join(' ') + " A relationship manager can review your circumstances directly."; actions.innerHTML = 'Speak to our team →'; } show(totalSteps); } show(0); })();